NCEL Annual Reports

Nightcliff Community Enterprises Limited (NCEL) Annual reports are the Financial reports of the company which operates the Nightcliff Community Bank as a franchise of Bendigo Bank.

The 2023 AGM was held at the Darwin Trailer Boat Club  on 30 November @ 6pm

2022 AGM2022 AGM at Darwin Trailer Boat Club
Plaque commemorating the Branch openingA Plaque commemorates the Branch opening

Reports for the past ten years are available here as PDF files, the 2023 Chairs Report is printed below for convenience.

Nightcliff Footballers in front of the new scoreboardThe new electronic scoreboard at Nightcliff supported by Community Bank sponsorship.

2023 Chairman’s Report

The 2023 financial year has seen successful growth in our Community Bank as general financials have returned to more normal conditions after the challenges of the pandemic.

The Board would like to acknowledge and thank Jeff and the staff for a great effort in maintaining and growing the business through a difficult period. This has provided a solid base for opportunities as we go forward.

To state the obvious, the world we know is rapidly changing, particularly in the realm of technology as it effects our daily lives. Many people still find the online world a challenge, especially when the news is full of the latest scams and attacks on our privacy. In this context the Community Bank has proved to be a valuable service for people looking for personal face to face advice with respect to their interaction with the world of online banking and finance.

These services have confirmed the original purpose of establishing a Community Bank to provide local banking services was indeed a very worthwhile vision. Thanks to those original shareholders we have a bank with local community in its DNA

And thanks to our customers who make it possible to return a dividend to shareholders and provide a substantial amount of support to local community organizations.  The financial year saw a record amount of support for these organizations, as Jeff has detailed in his Managers’ Report.

A further contribution to the community has been the provision of several thousand free calico shopping bags as a way of minimizing the plastics in our environment.

We look forward to a bright future as we all, Board, Staff, Shareholders and Customers, build this business together.

Jim McDougall


Jetty ArtSpace 2023 600Jetty ArtSpace at the Seabreeze Festival
Community donations to celebrate 10 years10 Community organisations received a donation to celebrate 10 years of community banking in 2018
Nightcliff Community Bank Branch, 40 Progress Drive NightcliffNew window dressings to celebrate 10 years of operation.
Sharka handing donation to LegacySharka donated the $1000 AGM door prize to NT Legacy.
social-traders logo trans-300

You can help develop more community support simply by using the services provided by your local  Community Bank..

BMX bikes for kidsSponsored BMX Bikes for Kids
FBEC New jump sponsored by NIghtcliff Community BankSupporting Fannie Bay Equestrian Club
Retina Australia donation$1000 donation to Retina Australia
Territory Women Hunting and FishingHelping TWHF support Australian Ovarian Cancer research


Keep up with the news  with a subscription to
Nightcliff Community  Newsletter

NT Teen FashionNTeen Fashion Festival 2019. It offers opportunities for the Youth of the Northern Territory to engage, learn and grow
Nightcliff Community Toy donations to RDH 2019Nightcliff Community Toy donations to RDH 2019
providing a new scoreboard for the TigersNew Tigers scoreboard
Opening mural at Tactile ArtsSee the Magnificent Community Mural at Tactile Arts
Open Category Winner 2015Open Category Winner 2015
Supporting Nightcliff Youth
Nightcliff Community Bank Manager with netball girls.Netball 2016
Darwin HospiceDarwin Hospice