NCEL Annual Reports

Nightcliff Community Enterprises Limited (NCEL) Annual reports are the Financial reports of the company which operates Community Bank Nightcliff as a franchise of Bendigo Bank.

The 2025 AGM will be held at the Darwin Trailer Boat Club  on 27 November @ 6pm

2022 AGM at Darwin Trailer Boat Club

A Plaque commemorates the Branch opening

Reports for the past ten years are available here as PDF files, the 2024 Chairs Report is printed below for convenience.

The new electronic scoreboard at Nightcliff supported by Community Bank sponsorship.

2024 Chairman’s Report

Once again I am able to report on a successful year of operation for the Nightcliff Community Bank.

Jeff Watson has highlighted the important details for the year in his Managers Report, and the full financial information is available in the years Financial Report. Reports for the previous 10 years are also available on the website at www.nightcliffcommunity.com.

At last year’s AGM we were able to report on 15 years of operation of the branch. This year I can congratulate Jeff on 15 years of managing a very successful business on behalf of all our Shareholders, Directors, and the local community. Our Thanks too go to all the staff in the branch and Amanda our Mobile Lender who all work so well to serve our customers. I often get unsolicited comments  from people  saying they are very impressed by the friendly service provided..

It is evident that the establishment of the bank has made a significant contribution to the local community both in terms of banking services provided and financial support to our clubs and charities. For this we must also thank the shareholders and supporters who had the vision to establish the franchise.

We have seen major changes to the banking industry over the last few years and the pace of change is quickening still. Even to the point where the Government is talking about having to legislate to ensure that cash is accepted at essential services at least. For our staff this means an ongoing learning experience as new systems come into play and will certainly see changes to the way a bank operates in the digital age.

Finally, a comment on the decision we made last year to join the Social Traders network. Happily, the first year actually cost us nothing, as they waived the fee for being the first in the NT. It is hard to quantify the effect is has had on our business however our observation is that it is a growing presence in the community. A report on Australia’s Social Enterprises has just been released which is available for download on the nightcliffcommunity website. I have printed one copy for tonight and invite anyone to have a quick read.

Jim McDougall

Chair

Community Bank Nightcliff

Jetty ArtSpace at the Seabreeze Festival

10 Community organisations received a donation to celebrate 10 years of community banking in 2018

New window dressings to celebrate 10 years of operation.

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Sharka donated the $1000 AGM door prize to NT Legacy.

2024 Report on Social Enterprises (RISE)

Nightcliff Community Enterprises Ltd,
T/A
Community Bank Nightcliff 
Qualifies as a Social Trader because it provides up to 80% of profits to local organisations.

You can help develop more community support simply by using the services provided by your local  Community Bank..

14 Years of Support for the Annual Nightcliff Bowls Competition

Sponsored BMX Bikes for Kids

Supporting Fannie Bay Equestrian Club

$1000 donation to Retina Australia

Helping TWHF support Australian Ovarian Cancer research

NTeen Fashion Festival 2019. It offers opportunities for the Youth of the Northern Territory to engage, learn and grow

Nightcliff Community Toy donations to RDH 2019

Come in & meet the team.

New Tigers scoreboard

Xmas 2018 at RDH Childrens Ward

See the Magnificent Community Mural at Tactile Arts

Open Category Winner 2015

Supporting Nightcliff Youth

Netball 2016

Darwin Hospice

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For all your banking needs, please contact Jeff and Staff at the Branch 
ph 8948 4485
Our trading hours are;
Monday - Thursday 9:30am until 4:00pm
Friday 9.30am until 5.00pm

Mobile Lender Amanda

Can't get into the Branch?
As we all know life gets busy. I can come to you at your home or business and I also have digital capabilities.

Ph 0457 042 077

Mobile Lender Service now Available

( NCEL Directors or shareholders are legally unable to provide financial advice)